With continuing developments, trends and potentially profitable investment opportunities, staying in the know is a savvy move when it comes to the world of finance. Unforeseen circumstances can shake up markets — or provide new investment opportunities, like those that have emerged during the coronavirus pandemic.
Finance blogs are a good way to stay up to date with the newest opportunities and trends. It is here that real experts disclose their knowledge — completely free of charge. Good finance bloggers are often able to give insights into alternative profitable investment opportunities that banks tend not to talk about.
This is exactly why we’ve compiled a list of the top 10 finance blogs in Germany. All ten blogs are packed with information about the finance industry and are both interesting and practice-oriented. These blogs are also ideal for those just starting out in the world of finance and looking to get to grips with the basics. Go ahead and dive in!
Our top 10 list starts with one of the most popular finance blogs in Germany: “Frugalisten”. This blog talks about all things frugal; that is, the desire to live a simple, humble life. In this case, financial frugalism goes one step further with its main goal being early retirement.
The author of the blog, Oliver Noelting, has devoted himself to just that. Whilst completing his degree in Computer Science and Media, it became clear to him that he did not want to pursue a conventional lifestyle, working 40-hour weeks into old age.
That’s why he created the “Frugalisten” blog in order to share his own experiences, plans and successes with those who are like-minded and willing to listen. Oliver offers valuable tips on how to reduce costs, maximise income and, ultimately, retire at the age of 40.
A great example for this is his article about the advantages and disadvantages of statutory and private health insurance. Not only does Oliver debunk some of the myths, but he also gives readers helpful tips on how to gain more financial freedom.
“Geldfrau” is Germany’s most successful finance blog for women. Dani Parthum is the author of this blog and a money coach and economic journalist. Her vision is to help women achieve more independence through financial success.
Dani Parthum offers insights into complex topics from the world of finance that are both direct and easy to grasp. She aptly explains to readers the most important terms and presents correlations between financial concepts and ideas. Readers are shown how to recognise and seize good investment opportunities confidently and independently.
In her article about exemption orders, she not only explains what these are and how to renew them but also goes into detail about fundamentals such as locating your tax ID.
You don’t necessarily have to have worked in the field for years to give good financial advice. Dominik Wenzelburger is a prime example. A native of Stuttgart, Dominik created “Depotstudent” during the last year of his degree in Industrial Engineering in 2018. Meanwhile, the team behind his blog has grown to include financial media producers, investment managers and stock market experts.
“Depotstudent” is certainly the place to go if you want to start investing yourself and are looking for alternatives to unprofitable savings accounts. Dominik explains even the most complex facts understandably and with ease, as in his article on globalisation and the consequences arising from it.
Financial whiz Albert Warnecke shows prospective investors how to ease their way into the world of finance and investing with “Finanzwesir”. His aim is to enable those reading his articles to make financial decisions without the need for bank consultations and insurance representatives. As an engineer, he acquired his knowledge about the world of finance independently and shares his experience in doing so on his blog.
“Finanzwesir” offers much more light reading than many other major finance blogs. Reading the articles is fun, and you can often read even those tackling more complex topics within minutes. The article on whether ETFs (exchange traded funds) or individual shares are the better investment option is a good example of this.
“Beziehungs-Investoren” is a particularly interesting German-language finance blog. This blog, created by Michael and Marielle Schäfer, pursues the mission to speak out about one of the biggest taboos of society today: money and relationships. As financial and relationship experts, Michael and Marielle Schäfer don’t just give tips on how to invest, but they also explain how couples’ financial planning works, especially with regard to having a family. In one of their posts, for example, they explain how couples can invest in their children’s future.
The Schäfers also cover the topic of saving money, giving readers 3 ideas how couples can save without making cutbacks.
Tim Schäfer is a German economic journalist who works for two leading German business and finance magazines, Euro am Sonntag and Börse Online, which provide weekly updates from within the New York stock exchange. He also writes for aktien-Magazin as well as market letters Prior Global and Prior Börse.
Tim Schäfer certainly seems to know his stuff when it comes to financial consultancy, and, surprisingly, he is refreshingly level-headed and direct when it comes to current affairs on Wall Street. Alongside reflections on the topic of consumer greed vs. investing, Schäfer also gives readers valuable tips, including 10 tips for more stock market success.
Those looking to invest on the financial market like a pro need the right tips to do so. Said tips can be found on Christian W. Röhl’s blog “DividendenAdel”. Christian has worked as a financial consultant for years and is a successful investor today.
Röhl’s blog explains how to become a successful investor in a clear and understandable way. Convinced that the stock market is the best way to invest, he provides weekly reports about trends regarding stocks and indices. His article on US stock market fat cats, for example, gives readers a fascinating insight into the world of leading US businesses including their shares as well as the problems that this type of business model faces.
More than 40,000 readers and listeners tune into “Aktienrebell” every month, with good reason: Lorenzen not only gives helpful and important tips on how to invest successfully and independently, but he also warns readers about so-called “investment tips” that amateur investors may fall victim to. In his article “7 reasons to never become a trader”, he explains why trading is not necessarily the best option for those just starting out in the world of finance.
Passives Einkommen mit P2P-Krediten (engl.: generating passive income through P2P lending)
“One-of-a-kind” is the only way to adequately describe the online column “Passives Einkommen mit P2P-Krediten”. In addition to educating his audience about using stocks and bonds to grow their assets, Lars Wrobbel also teaches readers how to build their assets by means of “person-to-person lending”. Lars Wrobbel, an IT specialist by trade, is a true prodigy in the field and has become a successful and independent investor himself thanks to his own P2P loan.
This type of investment is still relatively new to many, but Wrobbel uses his profound knowledge to clearly explain to readers how the investment actually works. His article on “My experience of P2P lending: How I would invest EUR 10,000 in P2P loans today” is particularly enthralling. Using an analysis of his own successes and pitfalls as a point of reference, Wrobbel provides readers with the means to successfully start out in the world of P2P lending.
Holger Grethe‘s blog “Zendepot” talks about one of the most frequent problems faced by German investors: earning a lot on the job but not being able to take care of their own investments. This is why Grethe has come up with his own “zen method” to use when investing, saving investors not only time but also stress.
This also forms the foundation of the blog itself. Grethe gives readers tips on how to build their own assets, which are not only helpful but also very clearly structured and comprehensively explained, so readers are able to absorb the information within minutes. This is reflected, for example, in his blog entry on the advantages and disadvantages of property investments. Using clear language, he explains when a property investment can truly pay off, and when it can’t.
Other mentionable finance blogs
There are numerous other fantastic German finance bloggers, one of them being “Kleingeldhelden”. In the blog, run by Focus Money, newcomers learn how to accurately invest their money and strategically build their assets.
Axel Kalthoff’s finance blog “DIY Investor” is also highly recommended! Kalthoff explains to readers everything they need to know to successfully begin investing, including investment knowledge and tools as well practical guides on how to implement them.
Alexander Glaser’s blog “Rente mit Dividende” focuses in particular on share investments and how these enable investors to live a financially independent life. Glaser is also the author of the blog “Aktien kaufen für Anfänger”, which opens up the world of the complex international stock market to readers in an easily understandable way.
“Divantis” is a fascinating yet slightly alternative finance blog. The author, Ben Warje, uses his bank statements and other documents as proof for his own ever-growing success as a long-term investor. Those looking to become just as successful as Ben will find many helpful tips on his blog.
Hopefully, you’ve now been able to gain some insight into the German finance blogger scene as well as not-to-miss articles, including the ones on this page! They also allow readers to acquire a deep understanding of the world of finance — easily and free of charge.
Do you think we’ve missed out on other important blogs? Or do you have any questions about impact investing? Get in touch — our team is happy to assist!